Live on Polymarket

Who's betting on “US bank failure by December 31, 2026?”?

Finance$15K traded36 holdersEnds January 1, 2027Updated October 29, 2026
72%Yes
28%No🧠 smart money

Smart money leans No: 77% of the money on it is in the hands of wallets in profit overall, 63 points ahead of the other side.

Volume
$15K
traded all time
Held now
$1.3K
by 36 wallets
Smart share · Yes
14%
12 scored holders
Smart share · No
77%
24 scored holders

What the money says

The odds

Polymarket prices Yes at 72¢ and No at 28¢, a 72% implied chance of Yes. $15K has been traded on it, and it is set to end on January 1, 2027.

The smart money

14% of the money on Yes and 77% of the money on No is held by wallets that are in profit overall. The historically profitable money leans No, by 63 points. A day ago it leaned No, by 60 points. A week ago, No by 12 points.

Who holds it

36 wallets hold a position worth $1.3K in all; Polkyo has a track record for 36 of them. The largest Yes holder is spacegliderr, with $739 on it, $78K lifetime loss over 224 markets (29% won). The largest No holder is xtxpleasecallme, with $115 on it, $255K lifetime profit over 123,253 markets (40% won).

Yes72%
Smart money share14%
7 days ago 16%a day ago 14%now 14%
Holders
12
Money on it
$908
Holders' win rate
36%
No28%
🧠 Smart money leans here
Smart money share77% ▲ 3 pts in 24 h
7 days ago 28%a day ago 74%now 77%
Holders
24
Money on it
$362
Holders' win rate
56%

The biggest holders on each side

with their lifetime records

Yes$908 on it

  1. 1spacegliderr29% won of 224$739−$78K lifetime
  2. 2LehmanBrother2.062% won of 21 · balanced$110+$1.2K lifetime
  3. 3lissartter56% won of 2,997$14−$287K lifetime
  4. 40x7c14bDd7D62B9a7824C220EE39a9b58773F05783-177358738019573% won of 1,082$13−$30K lifetime
  5. 5EdgeHustler81% won of 145 · balanced$8+$123 lifetime

No$362 on it

  1. 1xtxpleasecallme40% won of 123,253 · noise$115+$255K lifetime
  2. 2RayGuy91% won of 22 · balanced$97+$5.4K lifetime
  3. 3StarMaster54% won of 944 · whale$47+$98K lifetime
  4. 4hfv42% won of 44,721$45−$142K lifetime
  5. 52B9S27% won of 14,477 · noise$14+$97K lifetime
Every holder on both sides, scored, on the live signal →
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Questions

Who is betting on "US bank failure by December 31, 2026?"?

36 wallets hold a position worth $1.3K in all; Polkyo has a track record for 36 of them. The largest Yes holder is spacegliderr, with $739 on it, $78K lifetime loss over 224 markets (29% won). The largest No holder is xtxpleasecallme, with $115 on it, $255K lifetime profit over 123,253 markets (40% won).

What are the Polymarket odds for "US bank failure by December 31, 2026?"?

Polymarket prices Yes at 72¢ and No at 28¢, a 72% implied chance of Yes. $15K has been traded on it, and it is set to end on January 1, 2027.

Which side is the smart money on?

14% of the money on Yes and 77% of the money on No is held by wallets that are in profit overall. The historically profitable money leans No, by 63 points. A day ago it leaned No, by 60 points. A week ago, No by 12 points.

When does this market end?

It is set to end on January 1, 2027. Polymarket markets can resolve earlier if the answer is known sooner.

Smart money share: the part of a side's money held by wallets in profit overall, each scored by its record as of the day it entered. How Polkyo works. Analytics from public data, not financial advice. Not affiliated with Polymarket.